Posted by Adrienne Chan on Sep 25, 2012 in Blogs |
I had a lot to learn about coming to study in the United States. At ICO, they do a great job of coaching you on what you need to do and what paper work needs to be filled out, but most of this information is given to you during orientation. In hindsight, I wish someone told me these things before my arrival. So, to save all you prospective international students out there some time, I’m going to run through four of the major things that I had to do as soon as I arrived in Chicago.
1. Get Health Insurance

At ICO, health insurance is not mandatory but it is encouraged. The majority of my American classmates are covered under their parents’ insurance plans (until the age of 26). For the Canadians, many of us were not insured when we arrived. Our provincial health plans cover very minimal costs while we study abroad, which isn’t be enough.
Note: Be sure to contact your province or territory to let them know you will be going to school in the U.S. so that they are aware so that you will still be eligible for medical coverage. If you’re out of the country for an extended period of time, the Ministry of Health can cut off your provincial health coverage without warning if you do not notify them of the reason for your absence.
The American Optometric Student Association (AOSA) offers a health plan to all optometry students who are enrolled in a recognized optometry school. To become eligible for the health plan, you must first become a member with AOSA (membership forms are handed out during the first week of classes) and then apply for the health insurance plan. On average, the plan costs about $330 per quarter (3 months).
For me, I couldn’t afford the AOSA plan on top of all of my school and living expenses. Instead, I went with the International Student Organization (ISO) health care plan, which costs between $29-$195 per month, depending on the package you choose. I bought the “Silver” package, which cost me $29 per month for everything I needed in terms of medical coverage. The great thing about the ISO plan, asides from the cost, was that it can be used anywhere in the world. So, even if I decided to travel outside of Canada and the U.S., I would still be covered.
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