This year, my work study job is leading campus tours for prospective students visiting for admissions interviews. One question that I consistently get is, “Should I bring a car to Chicago?” As easy as the question sounds, I have such a hard time answering it, and here is why.
I own a car that I still make payments on, but I don’t even keep it with me in Chicago. That sounds stupid, right? Well, it is not that simple. It’s part of my “Let’s be creative with money while I’m in optometry school” plan. I’ve always had a vehicle in high school and undergrad. In college, I was that person who took four or five carless people for weekly grocery store runs. At the time, I remember thinking, “How do they live without a car?” In the four years between graduating from college and entering ICO, I was working and I acquired an awesome Honda Civic coupe (I call her Miss Galaxy, after her color, galaxy grey). In addition to getting a fantastic 33 miles per gallon, I now also had a car loan. On top of the loan payments that my student self couldn’t afford, there are additional expenses that go along with maintaining a car. My creative plan involved keeping the Civic with my Milwaukee-based fiancé, who drives a Ford F-150 (14 MPG). To save some money on gas while visiting me down in Chicago–we’re talking almost 200 miles of driving every other week–he drives Miss Galaxy. With the gas money he saves by driving my car for these visits, as well as routine driving in Milwaukee, he contributes extra money to my car payment–meaning he pretty much pays for the car that I can’t afford. And, I’m able to access my car for those few times each quarter when it’s necessary, and have it available when it’s time to go out to externship sites during fourth year rotations.
When my fiancé recently traveled to the East Coast for an extended work trip, he asked me if I wanted the car back full-time for a month. I’ve missed the freedom and flexibility a car can provide so I jumped on the opportunity. I ran a mini-experiment on how much more I would love or hate my life in Chicago when I’ve got a car versus my normal life without one.
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